The finest fintechs in the UK
The winners were revealed at the UK FinTech Awards ceremony in London on Friday night!
We received a record number of submissions this year; as well as the volume, the standard of entries was incredibly high as well, as reflected by the introduction of highly commended entries this year. But this meant the judges’ job was harder than ever!
The room was filled with key decision makers and influencers from the leading UK fintech companies, as well as the incredibly experienced judging panel and other prominent people from the UK fintech ecosystem.
The biggest award of the night, FinTech of the Year, was awarded to Featurespace, who impressed the judging panel with their innovation and strong IP.
Other big winners on the night include Silverfin, who took home Accounting Tech of the Year, and also saw Thomas Worthington, a member of their team, win Young Achiever of the Year. As well as winning FinTech of the Year, Featurespace also took home Banking Tech of the Year.
Congratulations to all the winners!
A big thank you too to the judges, who put in a huge effort to pick the winners out of the record number of contenders we had this year, as well as the sponsors, without whom this event wouldn’t be possible.
Thank you again to our headline partner Lockton, as well as Gowling WLG, myPOS, and S&W.
2025 winners
Startup of The Year: Omnea
The judges chose this entry as the winner as they were impressed that the company isn’t just offering a solution, but empowering users with the education to learn and grow as they use it. They’ve also incorporated AI to make the process much more user friendly.
The judges would like to give highly commended status to Napo for their outstanding achievements!
Data Initiative of The Year: Sumsub
The judges were impressed by this really smart initiative. Everything has a point of reference and can show tangible results. The judges felt this was a standout entry in an incredibly strong category.
Accounting Tech of The Year: Silverfin
The judges were impressed by this company’s integration of AI into their operations. They loved that the company is constantly looking forward, seeking not only to improve processes in the present but also to future-proof them as well.
The judges would like to give highly commended status to ANNA Money for their outstanding achievements!
Crypto Award: ONE.io
The judges selected this winner due to their focus on speed. Whilst the crypto industry is fast paced, moving and withdrawing funds can be a slow and burdensome process, which this company is working hard to change, benefiting businesses and individual investors.
Paytech of The Year: GoCardless
The judges were impressed by this company’s unerring commitment to making the lives of their customers easier. With a dashboard that makes switching providers easier, same day settlement, and industry-specific initiatives such as pay on credit for traders buying from suppliers, the judges liked this company’s holistic approach.
The judges would like to give highly commended status to Form3 for their outstanding achievements!
Personal Finance Tech of The Year, sponsored by Gowling WLG: Cleo
The judges selected this winner due to their making finance more accessible. They’ve utilised AI to remove the jargon and make financial discussions more human, more like talking to a friend than a professional using buzzwords that not everyone will be able to understand and relate to.
The judges would like to give highly commended status to Penny Technology for their outstanding achievements!
Disruptor of The Year: Pie Tax
The judges were impressed by the sheer scale of the success this company has seen. Since launching just 6 months ago they’ve seen 5-figure downloads with a very high NPS score thanks for the fact it’s the only app of this type to support six different income types.
The judges would like to give highly commended status to Zilch for their outstanding achievements!
LendTech of The Year: Salad Money
The judges selected this winner due to their ethical approach to lending. Rather than using credit scores they look at individuals as just that, they look at them as people, and assess their affordability based on this.
The judges would like to give highly commended status to Pockit for their outstanding achievements!
Banking Tech of The Year: Featurespace
The judges were impressed by this company’s commitment to combating fraud. They’re using AI to assess transaction data to understand patterns with regards to what’s ‘good’ behaviour and what’s ‘bad’, allowing them to prevent bad actors before they can begin.
The judges would like to give highly commended status to Clearbank for their outstanding achievements!
RegTech of The Year: Corlytics
The judges chose this winner because they’ve put so much time and effort into improving the regulatory lifecycle for their clients. Not only do they monitor for regulatory changes, but they regularly update their clients and support them as they adjust to the business changes.
Rising Star of The Year: Ambra Zhang, Juniper
The judges were impressed that this person has come into fintech from a different industry and launched a different kind of insurance product. The judges remarked how good it is to see newcomers in the space being successful, showing very visible progress and achievements.
The judges would like to give highly commended status to Johannes Kolbeinsson for their outstanding achievements!
Pensions Tech of The Year: PensionBee
The judges really liked that this company is making saving for retirement much more accessible. They’re reducing fees and using education to build confidence with their users, as well as making it easy to invest in specialist pensions such as Shariah- or Climate-friendly pensions.
InsurTech of The Year: Juniper
The judges were impressed by this company’s dedication to reproductive health. They’re supporting people who have conditions which are often not covered by other insurers, and have a 24/7 care hub providing educational content and specialist consultations.
The judges would like to give highly commended status to FintechOS for their outstanding achievements!
WealthTech of The Year: Timeline
The judges chose this winner due to their commitment to empowering their users. Their suite of educational tools and customer-centric design is allowing their users to elevate their skills, as is their range of managed portfolio services.
The judges would like to give highly commended status to LeapXpert for their outstanding achievements!
PropTech of The Year: LettsPay
The judges were impressed by this company’s all-in-one platform, making the letting process much easier for letting agents. They also offer real-time data on payments, and hav removed the time delay for landlords to receive their payments.
Best Employer Award: Flagstone Group
The judges were impressed by this company’s commitment to diverse audiences and that they’ve considered all their different employee groups. They have a variety of different initiatives, dedicating not only time but financial support to their employees.
The judges would like to give highly commended status to Fleximize for their outstanding achievements!
Digital Assets Award: Xapo Bank
The judges were impressed with this company because they’ve integrated crypto into their day-to-day banking operations. By doing so, they give crypto holders better protection, and can help educate non-crypto users on its benefits.
Team of The Year: Aventum
The judges were impressed at the short amount of time in which this team has been brought together. Even though it’s been less than a year, they’ve grown up encompass 25% of the business’ workforce and have built a fantastic integrated suite of API and AI driven products.
Young Achiever of The Year: Thomas Worthington, Silverfin
The judges chose this winner because he’s been on a singular mission since joining the company. Being a former professional in the area in which he now serves, he understands the demands and has made great strides at changing an often high pressure working environment.
Innovator of The Year, sponsored by Lockton: James Fairgrieve, Aventum
The judges chose this winner due to their focus on directing the company through new technology. They established an innovation lab within the company and, having hired their team, are pioneering multiple industry-leading features.
The judges would like to give highly commended status to Sergei Astafjev for their outstanding achievements!
FinTech Partner Award: B4B Payments
The judges were impressed by the transformation this company has powered, reducing onboarding times for their partner’s clients from 3-6 months to 2-6 weeks, meaning that their partners can efficiently expand into new markets and scale responsibly.
Director of The Year: Sinead Fitzmaurice, Transfermate Global Payments
The judges chose this winner due to their being the first female CEO of an Irish tech unicorn. They’ve been part of the company since its inception, rising through the ranks to lead it, and played a key role in the creation of treasury systems.
FinTech of The Year, sponsored by S&W: Featurespace
The judges were impressed by the sheer breadth of this company’s work. The judges loved their innovation and were very impressed that they have a lot of patents across lots of countries. They have a really strong IP and this helped them stand out from other entries in this category.
