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2024 winners

The best UK fintechs of 2024

The best UK fintechs were crowned at the hugely successful awards ceremony last night. 

We received hundreds of incredible submissions, and the judges had a very difficult time choosing between them. They debated and deliberated to select winners in each of the 22 categories, which were revealed at the ceremony in London. 

The room was filled with experts from the leading UK fintech companies, as well as the incredibly experienced judging panel and other prominent people from within the fintech industry. 

The biggest award of the night, FinTech of the Year, was awarded to Volt, who impressed the judging panel with their innovation on the product side. The judges found their open banking transformation to be really useful, and recognised that 2023 was a great year for the company, including both securing funding and receiving their licence. 

Other big winners on the night include Steve Round from SaaScada, who won Director of the Year, and Amy Wei, principal product manager at Napo Pet Insurance, who took home both Innovator of the Year and Rising Star of the Year. 

Congratulations to all the winners! All of the awards are very well deserved. We would like to say a big thank you to everyone who entered the awards and attended the ceremony. 

And we must give a big round of applause to the judges, who put in a huge effort to pick the winners out of the record number of contenders we had this year. 

Here is the full list of 2024 winners.

Startup of the Year: Mondu

The winner of this award demonstrated a strong and effect use case. The judges felt they showed clear evidence of execution, with their entry already making a demonstrable and significant difference to their customers.” 

Data Initiative of the Year: TerraPay

The winner of this award demonstrated a strong and effect use case. The judges felt they showed clear evidence of execution, with their entry already making a demonstrable and significant difference to their customers.

Accounting Tech of the Year: LettsPay 

What impressed the judges about this entry is that it solves a specific problem. The winners of this award have gone after a specific need, and the judges were very impressed by the niche aspect.

Crypto Award: Haruko 

The winner of this award stood out due to their offering. Their insights into investing put alongside the investing platform itself were what swayed the judges into making their decision.

Paytech of the Year: Form3 

The winner of this award was commended by the judging panel for how impressively they’ve scaled as a company as they’ve grown. Their single API and consolidation of payments is already making a huge difference in the industry.”  

Personal Finance Tech of the Year, sponsored by Gowling WLG: Cleo AI 

This winner has been chosen for their innovative AIdriven conversational interface. Not just an ordinary chatbot, it utilises AI to make sure customers are served to the highest possible standard.

Disruptor of the Year: Sumsub 

The judges thought this winner really stood out for their approach to verification. Their incredibly proactive approach to fraud, especially deepfakes, is what made them stand out from the other entries in the judges’ minds.

LendTech of the Year: Moneyhub

The winners of this award have always been a standout organisation. The judges really like that they’ve recently started to morph into more data analytics, and that they have such a strong sense of purpose of fintech for good, as well as the data to back it up. The judges called them a very strong winner in a very strong category.

Banking Tech of the Year: ClearBank 

The judges commended this entry for removing barriers for other fintechs. This company is paving the way for innovation, disrupting stability, and having a huge impact on the market.

RegTech of the Year: Napier 

This entry was chosen as the winner due to their very tight focus. They achieved exceptional results, including increasing unusual activity detection by 135%. Through their tech, they helped dismantle a money laundering ring, resulting in prosecutions for 13 individuals.“  

Rising Star of the Year: Amy Wei, Napo Pet Insurance 

This person has made a clear impact on their company. Theyve been described as “the most influential hire the company has ever had,” and have the metrics to show the tangible impact they’ve had on the direction of the company.“  

Pensions Tech of the Year: Fabric & Aviva

The winner of this award was recognised by the judges for the fact that they’re trying to breakdown a stagnant pension market. They’re using scalable technology to do so, and have a great tech focus. 

InsurTech of the Year, sponsored by Paragon Insurance Brokers: Synetics Solutions 

This winner has brought identity into the onboarding of customers. They’ve switched the focus of their onboarding process to be completely customer-centric, and the judges loved this approach. 

WealthTech of the Year: Moneyhub

This winner has been recognised because their submission told a great story about the UK ecosystem. Their focus on the impact they’re making to customers’ lives is what really impressed the judging panel.

Best Employer Award: Wise 

This winner’s video entry particularly impressed the judging panel. As a company they offer the opportunity to work abroad for 90 days, and everyone has the chance to take a 6 week sabbatical, which the judges loved because they said it democratises offerings to non-parents. The judges also were impressed by their focus on LGBTQ+ and inclusion. 

Best ESG Campaign: Enfuce

The judges were impressed by this company having bucked the trend for femaleled businesses in securing series C funding. Their commitment to ESG permeates internally across the business, from top to bottom. The judges were also impressed by their transparent metrics, with 50% of senior positions held by women and over 20 different nationalities represented in the team. This company has also won international recognition.

Team of the Year:Form3’s Engineering Team

This team was recognised because the judges loved that they worked really closely together with their company’s product team. The team coalesced around customer problems and worked to make sure their customers’ needs were all met.

FinTech Partner Award: mmob

This winner has been chosen because their entry focused on discussing the client relationship. The problem they advanced, wage solution, is a topical problem; allowing people to access their wages is an innovative solution, and is solving a need a lot of people face. 

Young Achiever of the Year: Brian Baldacchino, Allica Bank 

This individual has been recognised because, even though they’re only young, they’re already in a leadership role. They’ve led on several exceptional pieces of work, bringing in serious money to their company. As well as this, they led on a high-pressure piece of work during pandemic, and built the company’s lending strategy from ground up.

Innovator of the Year: Amy Wei, Napo Pet Insurance 

This person has been recognised because the judges were impressed that they developed the tone of voice for their firm. They take a consumer-focused approach and are very passionate about achieving in all they do.

Director of the Year: Steve Round, SaaScada

The winner of this award has been recognised for the social value to their work. They do a lot for financial inclusion, particularly for the homeless community. The judges love that they give a lot back, and as well as this are a real driving force to their organisation.

FinTech of the Year, sponsored by Evelyn Partners: Volt

The winner of FinTech of the Year impressed judges with their innovation on the product side. The judges found their open banking transformation to be really useful, and recognised that 2023 was a great year for the company, including both securing funding and receiving their licence. Their innovations have made account to account payment much easier for consumers, and they have created a clever way of increasing adoption and making open banking more accessible.

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